Micromanaging Insurance Pricing for HIV-Prevention Drug Users

Description

This bill forbids life and health insurers from adjusting coverage or pricing solely because an applicant uses pre-exposure prophylaxis (PrEP) to prevent HIV, overriding actuarial judgment in favor of a mandated coverage rule. It substitutes political directives for risk-based underwriting, potentially raising costs for other policyholders. CPAC opposes government micromanagement of insurance markets and opposed this bill. The House passed this bill on 2025-02-04 by a vote of 53-44. The Governor vetoed this bill.